Ok, so this is the "bare all" part. In order to fix the state of my finances, I have to first understand the state I'm in. Well, I kinda already know it's bad, but I mean, crunch-the-numbers, stare-reality-in-the-face kind of action here.
So here it goes:
ASSETS:
Current cash........................45.17
Roth IRA fund...................2,581.73
Total:............................2,626.90
LIABILITIES:
Student Loans:
So here it goes:
ASSETS:
Current cash........................45.17
Roth IRA fund...................2,581.73
Total:............................2,626.90
LIABILITIES:
Student Loans:
UHEAA..........................8,752.64
Nelnet.........................12,678.21
Family...........................1,214.10
Credit Card.......................358.72
Total Debt....................-23,003.67
Total NET WORTH...........-20,376.77
Yikes.
So there's the ugly truth of it all.
So the question you're all asking right now is probably "So what are you going to do about it?" And I think that's a fantastic question. I shall let you know when I figure it out myself. See my next post on goals!
You are brave. Brave, and lovely. We love you! Good luck with this!!
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